Below is an excerpt of the answer provided by JPMorgan Chase in response to a federally mandated Qualified Written Request (QWR) regarding the current ownership of any debt against our ranch. JPMorgan Chase repeatedly denied they were the Servicer only and not an owner to secure the 2012 Summary Judgment in their favor. PHH then claimed JPMorgan Chase transferred ownership to them in a fraudulent and disputed 2010 Assignment from Chase to PHH. This created a broken chain of title and created disputed facts regarding the true ownership of any Note and Mortgage against our property and whether a debt was owed to PHH. However, the Clearwater County District Court ignored this evidence and relied on these false and contradictory claims to allow PHH to establish standing to foreclose and secure summary judgment in April 2014.


As of May 21, 2018, in response to a QWR, JP Morgan Chase provided us a letter that stated they still owned the property. JP Morgan Chase stated,

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